/* ===== ROOT COLORS ===== */
:root {
  --blue: #1f4fd8;
  --green: #4caf50;
  --dark: #1a1a1a;
  --light: #ffffff;
  --cta: #1f4fd8;
}

/* ===== RESET ===== */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: "Segoe UI", sans-serif;
}

body {
  padding-top: 60px;
}

/* ===== NAVBAR ===== */
.navbar {
  width: 100%;
  background: var(--light);
  position: fixed;
  top: 0;
  left: 0;
  z-index: 1000;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.06);
}

.nav-container {
  max-width: 1200px;
  margin: auto;
  padding: 18px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
@media (max-width: 420px) {
  .nav-container {
    padding: 18px 6px;
  }
  .call-cta {
    padding: 3px;
  }
}

/* ===== LOGO ===== */
.logo-container {
  display: flex;
  flex-direction: column;
}
.logo-container p {
  font-size: 12px;
  font-weight: 400;
}
.logo {
  text-decoration: none;
  font-size: 26px;
  font-weight: 800;
  letter-spacing: 1px;
}

.logo-blue {
  color: var(--blue);
}

.logo-green {
  color: var(--green);
}

/* ===== MENU ===== */
.nav-menu ul {
  list-style: none;
  display: flex;
  align-items: center;
  gap: 80px;
}

.nav-menu a {
  text-decoration: none;
  color: var(--dark);
  font-weight: 600;
  font-size: 18px;
  transition: color 0.3s ease;
}

.nav-menu a:hover {
  color: var(--blue);
}

/* ===== APPLY BUTTON ===== */
.btn-apply {
  /* background: linear-gradient(135deg, var(--blue), var(--green)); */
  background-color: var(--cta);
  color: #fff !important;
  padding: 10px 18px;
  border-radius: 6px;
  font-weight: 700;
  text-decoration: none;
}

/* ===== HAMBURGER ===== */
.call-cta {
  display: flex;
  align-items: center;
  gap: 3px;
  background: var(--cta);
  padding: 8px;
  border-radius: 8px;
}
.call-cta a {
  text-decoration: none;
  color: rgb(255, 255, 255);
}
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
}

.hamburger span {
  width: 26px;
  height: 3px;
  background: var(--dark);
  border-radius: 3px;
}

/* ===== MOBILE ===== */
@media (max-width: 768px) {
  .hamburger {
    display: flex;
  }
  .nav-container .btn-apply {
    display: none;
  }

  .nav-menu {
    position: absolute;
    top: 80px;
    left: 0;
    width: 100%;
    background: #fff;
    display: none;
    flex-direction: column;
    box-shadow: 0 10px 20px rgba(0, 0, 0, 0.08);
  }

  .nav-menu ul {
    flex-direction: column;
    padding: 20px 0;
    gap: 18px;
  }

  .nav-menu.active {
    display: flex;
  }
}

/* ================= HERO SECTION ================= */

/* .hero-section {
  position: relative;
  padding: 80px 20px;
  background: linear-gradient(120deg, #f4f7ff 0%, #f9fcff 40%, #eefaf4 100%);
  overflow: hidden;
} */

/* Decorative blurred shapes */
/* .hero-section::before,
.hero-section::after {
  content: "";
  position: absolute;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  filter: blur(90px);
  opacity: 0.45;
  z-index: 0;
} */

/* .hero-section::before {
  background: #1f4fd8;
  top: -120px;
  left: -120px;
}

.hero-section::after {
  background: #4caf50;
  bottom: -140px;
  right: -140px;
} */

/* ==========================================
   HERO section styling
========================================== */

.hero-section {
  position: relative;
  padding: 90px 20px;
  background-color: #f8fafc;

  background-image:
    /* MAIN DOMINANT WAVE (SMOOTH) */
    url("data:image/svg+xml,%3Csvg viewBox='0 0 1600 900' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1600 0H980C760 0 620 160 440 300C260 440 120 520 0 580V0Z' fill='%2393c5fd'/%3E%3C/svg%3E"),
    /* SECONDARY SUPPORTING WAVE */
    url("data:image/svg+xml,%3Csvg viewBox='0 0 1600 900' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1600 0H1120C900 0 780 140 600 260C420 380 240 460 0 520V0Z' fill='%23bfdbfe'/%3E%3C/svg%3E"),
    /* BOTTOM BALANCING WAVE */
    url("data:image/svg+xml,%3Csvg viewBox='0 0 1600 900' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M0 650C300 600 560 720 860 740C1160 760 1400 660 1600 620V900H0Z' fill='%23e0f2fe'/%3E%3C/svg%3E");

  background-repeat: no-repeat;
  background-position:
    right top,
    right top,
    bottom center;

  background-size: 140%, 135%, 160%;

  overflow: hidden;
}

.hero-section::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(255, 255, 255, 0.7) 0%,
    rgba(255, 255, 255, 0.35) 45%,
    rgba(255, 255, 255, 0.1) 100%
  );
  pointer-events: none;
}

/* ===== TEXT ===== */
.hero-section h1,
.hero-section h2 {
  color: #0f172a;
}

/* ===== MOBILE ===== */
@media (max-width: 768px) {
  .hero-section {
    padding: 70px 16px;

    background-position:
      center top,
      center top,
      center bottom;

    background-size: 180%, 175%, 200%;
  }
}

.hero-container {
  position: relative;
  z-index: 2;
  max-width: 1200px;
  margin: auto;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 60px;
  align-items: center;
}

/* ================= LEFT CONTENT ================= */

.secure-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 16px;
  background: var(--green);
  color: white;
  font-size: 13px;
  font-weight: 700;
  border-radius: 999px;
  margin-bottom: 22px;
}

.hero-content h1 {
  font-size: 52px;
  line-height: 1.08;
  font-weight: 900;
  letter-spacing: 1px;
  color: #0f172a;
  margin-bottom: 20px;
}

/* .hero-content h1 span {
  color: var(--blue);
}

.hero-content h1 strong {
  color: var(--green);
} */

.hero-subtext {
  font-size: 18px;
  color: #475569;
  max-width: 560px;
  margin-bottom: 34px;
  line-height: 1.6;
}

/* CTA */
.hero-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 18px 42px;
  font-size: 16px;
  font-weight: 800;
  color: #fff;
  /* background: linear-gradient(135deg, var(--blue), var(--green)); */
  background-color: var(--cta);
  border-radius: 14px;
  text-decoration: none;
  box-shadow:
    0 20px 40px rgba(31, 79, 216, 0.35),
    inset 0 1px 0 rgba(255, 255, 255, 0.25);
  transition: all 0.35s ease;
}

.hero-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 30px 60px rgba(31, 79, 216, 0.45);
}

/* Trust points */
.hero-points {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 16px 28px;
  margin-top: 36px;
}

.hero-points li {
  font-size: 14.5px;
  font-weight: 700;
  color: #0f172a;
  position: relative;
  padding-left: 22px;
}

.hero-points li::before {
  content: "✔";
  position: absolute;
  left: 0;
  color: var(--green);
  font-weight: 900;
}

/* ================= RIGHT BENEFITS CARD ================= */

.hero-benefits {
  position: relative;
  padding: 40px 36px;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.75);
  backdrop-filter: blur(18px);
  box-shadow: 0 30px 80px rgba(0, 0, 0, 0.18);
  border: 1px solid rgba(255, 255, 255, 0.6);
}

.hero-benefits h3 {
  font-size: 22px;
  font-weight: 900;
  text-align: center;
  margin-bottom: 30px;
  color: #0f172a;
}

/* Benefit item */
.benefit-item {
  display: grid;
  grid-template-columns: 52px 1fr;
  gap: 18px;
  padding: 18px;
  border-radius: 16px;
  background: rgba(248, 250, 255, 0.9);
  margin-bottom: 18px;
  transition:
    transform 0.25s ease,
    box-shadow 0.25s ease;
}

.benefit-item:hover {
  transform: translateY(-3px);
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.12);
}

.benefit-item .icon {
  width: 52px;
  height: 52px;
  border-radius: 16px;
  background: linear-gradient(135deg, #e8efff, #f2f7ff);
  color: var(--blue);
  font-size: 18px;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
}

.benefit-item h4 {
  font-size: 16px;
  font-weight: 800;
  color: #0f172a;
  margin-bottom: 6px;
}

.benefit-item p {
  font-size: 13.5px;
  color: #475569;
  line-height: 1.5;
}

/* ================= RESPONSIVE ================= */

@media (max-width: 992px) {
  .hero-container {
    grid-template-columns: 1fr;
    gap: 50px;
    text-align: center;
  }

  .hero-content h1 {
    font-size: 40px;
  }

  .hero-points {
    justify-content: center;
  }
}

.popup-form-banner {
  width: 100%;
  /* max-width: 420px; */
  background: rgb(255, 255, 255);
  padding: 28px;
  border-radius: 18px;
  position: relative;
  animation: 0.3s ease 0s 1 normal none running popupScale;
}
.popup-form-banner h2 {
  margin-bottom: 20px;
}

@media (max-width: 380px) {
  .popup-form-banner {
    /* max-width: 310px; */
    padding: 10px;
  }
}
@media (max-width: 340px) {
  .popup-form-banner {
    /* max-width: 270px; */
    padding: 10px;
  }
  .logo {
    font-size: 22px;
  }
}
/* @media (max-width: 380px) {
    .popup-form-banner {
        max-width: 300px;
        padding: 5px;
    }
} */

/* ===== RESPONSIVE ===== */
@media (max-width: 768px) {
  .hero-container {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .hero-content h1 {
    font-size: 30px;
  }

  .hero-subtext {
    margin-left: auto;
    margin-right: auto;
    font-size: 15px;
  }

  .hero-points {
    text-align: left;
    /*display: inline-block;*/
  }
}

/* ===== POPUP OVERLAY ===== */
.popup-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.55);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 9999;
  opacity: 0;
  visibility: hidden;
  transition: 0.3s ease;
}

.popup-overlay.active {
  opacity: 1;
  visibility: visible;
}

/* ===== POPUP CARD ===== */
.popup-form {
  width: 100%;
  max-width: 420px;
  background: #fff;
  padding: 28px 28px;
  border-radius: 18px;
  position: relative;
  animation: popupScale 0.3s ease;
}

@keyframes popupScale {
  from {
    transform: scale(0.9);
    opacity: 0;
  }
  to {
    transform: scale(1);
    opacity: 1;
  }
}

/* CLOSE BUTTON */
.popup-close {
  position: absolute;
  top: 14px;
  right: 16px;
  border: none;
  background: none;
  font-size: 28px;
  cursor: pointer;
  color: #999;
}

/* FORM (reuse earlier styles) */
.popup-form h2 {
  font-size: 22px;
  margin-bottom: 22px;
  font-weight: 800;
}

/* MOBILE */
@media (max-width: 480px) {
  .popup-form {
    margin: 0 15px;
    padding: 26px 22px;
  }
}

/* ================= FORM STYLING FIX ================= */

.eligibility-form {
  width: 100%;
}

.input-group {
  display: flex;
  align-items: center;
  gap: 18px;
}

/* INPUTS */
.form-group input[type="text"],
.form-group input[type="tel"],
.form-group input[type="email"] {
  width: 100%;
  padding: 14px 16px;
  border-radius: 10px;
  border: 1.5px solid #d9e2ff;
  font-size: 14.5px;
  outline: none;
  transition: 0.25s ease;
}

.form-group input:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(31, 79, 216, 0.12);
}

.form-group {
  margin-bottom: 12px;
}

/* LABEL */
.group-label {
  display: block;
  text-align: start;
  font-size: 13.5px;
  font-weight: 700;
  margin-bottom: 10px;
  color: #333;
}

/* RADIO GROUP */
.radio-group {
  display: flex;
  gap: 14px;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
}

.radio-group label {
  padding: 12px 22px;
  border: 1.5px solid #d9e2ff;
  border-radius: 10px;
  font-size: 13.5px;
  font-weight: 600;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 8px;
  transition: 0.25s ease;
}

.radio-group input {
  accent-color: var(--blue);
}

/* RADIO HOVER */
.radio-group label:hover {
  border-color: var(--blue);
  background: #f4f7ff;
}

/* WHATSAPP CHECK */
.form-check {
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 18px 0;
  font-size: 13.5px;
}

.form-check input {
  accent-color: var(--green);
}

/* SUBMIT BUTTON */
.form-btn {
  width: 100%;
  padding: 15px;
  border-radius: 12px;
  border: none;
  /* background: linear-gradient(135deg, var(--blue), var(--green)); */
  background-color: var(--cta);
  color: #fff;
  font-weight: 800;
  font-size: 15px;
  cursor: pointer;
  margin-top: 10px;
  transition: 0.3s ease;
}

.form-btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 10px 30px rgba(31, 79, 216, 0.35);
}

/* TERMS */
.form-terms {
  font-size: 11.5px;
  color: #666;
  margin-top: 14px;
  line-height: 1.4;
}

.form-terms a {
  color: var(--blue);
  text-decoration: none;
  font-weight: 600;
}

@media (max-width: 768px) {
  .radio-group {
    flex-wrap: nowrap;
  }
  .radio-group label {
    padding: 12px 20px;
    gap: 4px;
  }
}
@media (max-width: 420px) {
  .radio-group {
    flex-wrap: wrap;
  }
  .curve-svg {
    left: 2px;
    top: -25px;
  }
}

/* ======partner section======== */
.partners-section {
  padding: 60px 20px;
  text-align: center;
}

.partners-section h2 {
  font-size: 22px;
  margin-bottom: 6px;
}

.partners-section p {
  font-size: 18px;
  color: #555;
}

/* ===== Slider Layout ===== */
.slider-wrapper {
  max-width: 1200px;
  margin: 40px auto 0;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 45px;
}

.marquee {
  overflow: hidden;
  width: 100%;
  padding-top: 60px;
}

.marquee-track {
  display: flex;
  gap: 86px;
  transition: transform 0.4s ease;
  will-change: transform;
}

/* ===== Partner Card ===== */
.partner-card {
  width: 280px; /* desktop default */
  height: 100px;
  background: #fff;
  border-radius: 14px;
  padding-top: 30px;
  border: 2px solid #e2e2e2;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  flex-shrink: 0;
}

.partner-card img {
  width: 100px;
  height: 100px;
  padding: 5px;
  object-fit: contain;
  border-radius: 50%;
  background: #fff;
  border: 2px solid #1f4fd8;
  position: absolute;
  top: -60px;
}

.partner-card span {
  font-size: 14px;
  font-weight: 700;
}

/* ===== Buttons ===== */
.slider-btn {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 2px solid #1f4fd8;
  background: #fff;
  color: #1f4fd8;
  font-size: 22px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
}

.slider-btn:hover {
  background: #1f4fd8;
  color: #fff;
}

/* ===== Tablet & Mobile ===== */
@media (max-width: 768px) {
  .slider-wrapper {
    gap: 0px;
  }

  .partner-card img {
    width: 80px;
    height: 80px;
    top: -45px;
  }

  .partners-section h2 {
    font-size: 20px;
  }
}

@media (max-width: 480px) {
  .marquee-track {
    justify-content: flex-start;
  }
  .marquee-track {
    gap: 24px;
  }

  .partner-card {
    width: auto; /* JS controls width */
    max-width: none; /* allows 2 cards */
  }
}

/* ===== MOBILE FIXES ===== */
@media (max-width: 480px) {
  /* Hide arrows on mobile */
  .slider-btn {
    display: none;
  }

  /* Center slider properly */
  .slider-wrapper {
    justify-content: center;
  }

  /* Make cards visually bigger & cleaner on mobile */
  .partner-card {
    height: 110px;
  }

  .partner-card span {
    font-size: 15px;
  }
}
@media (max-width: 480px) {
  .marquee {
    overflow: hidden;
  }
}

/* ================= WHY US (NEW DESIGN) ================= */

.why-us {
  padding: 60px 20px;
  /* background: linear-gradient(180deg, #f7fbff, #ffffff); */
  background:
    radial-gradient(circle at top, rgba(255, 255, 255, 0.12), transparent 40%),
    linear-gradient(135deg, #1f4fd8 0%, #1b3fae 60%, #142c7a 100%);
}

.why-us-container {
  max-width: 1200px;
  margin: auto;
  display: grid;
  grid-template-columns: 0.6fr 1fr;
  gap: 70px;
  align-items: start;
}

/* LEFT */
.why-us-content h2 {
  font-size: 22px;
  font-weight: 900;
  color: #ffffff;
  text-align: center;
  margin-bottom: 8px;
}
.why-us-content p {
  font-size: 18px;
  text-align: center;
  margin-bottom: 36px;
  color: white;
}

.why-us-subtitle {
  font-size: 16px;
  color: #ffffff;
  line-height: 1.6;
  margin-bottom: 36px;
  max-width: 520px;
}

/* STATS */
.why-us-stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 36px;
  margin-bottom: 40px;
  text-align: center;
}

.stat strong {
  display: block;
  font-size: 26px;
  font-weight: 900;
  color: white;
}

@media (max-width: 720px) {
  .stat strong {
    font-size: 21px;
  }
}

.stat span {
  font-size: 13px;
  color: #ffffff;
  font-weight: 600;
}

/* CTA */
.why-us-btn {
  background: linear-gradient(135deg, #1dbf73, #0b7a4b);
  box-shadow: 0 12px 30px rgba(29, 191, 115, 0.35);
  color: #fff;
  border: none;
  padding: 16px 40px;
  border-radius: 14px;
  font-size: 15px;
  font-weight: 800;
  cursor: pointer;
  box-shadow: 0 18px 40px rgba(31, 79, 216, 0.35);
  transition: transform 0.25s ease;
  display: block;
  margin: 0 auto;
}

.why-us-btn:hover {
  transform: translateY(-2px);
}

/* RIGHT FEATURES */
.why-us-features {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 26px;
}

.feature-card {
  background: #fff;
  border-radius: 18px;
  padding: 28px 24px;
  box-shadow: 0 14px 36px rgba(0, 0, 0, 0.08);
  transition: transform 0.25s ease;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.feature-card:hover {
  transform: translateY(-6px);
}

.feature-icon {
  font-size: 26px;
  margin-bottom: 12px;
}

.feature-card h4 {
  font-size: 16px;
  font-weight: 800;
  color: #0f172a;
  margin-bottom: 6px;
}

.feature-card p {
  font-size: 14px;
  color: #475569;
  line-height: 1.5;
  text-align: center;
}

/* RESPONSIVE */
@media (max-width: 900px) {
  .why-us-content h2 {
    font-size: 20px;
  }
  .why-us-subtitle {
    font-size: 20px;
    margin-top: 32px;
  }
  .why-us-container {
    grid-template-columns: 1fr;
    gap: 60px;
  }
  .feature-card {
    padding: 20px;
  }
  .feature-card h4 {
    text-align: center;
  }

  /*.why-us-features {
    grid-template-columns: 1fr;
  }*/

  /* .why-us-stats {
    flex-wrap: wrap;
    gap: 24px;
  } */
}
/* ================= BENEFITS CARDS (CREATIVE) ================= */

.benefits-cards-creative {
  padding: 60px 20px;
  background: linear-gradient(180deg, #f8fbff, #ffffff);
}

.benefits-cards-container {
  max-width: 1200px;
  margin: auto;
}

/* HEADER */
.benefits-cards-container .section-header h2 {
  font-size: 26px;
  margin-bottom: 8px;
}
.benefits-cards-container .subheading {
  font-size: 18px;
  text-align: center;
  margin-bottom: 38px;
}

/* GRID */
.benefits-cards-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

/* CARD */
.benefit-card {
  position: relative;
  padding: 34px 32px;
  border-radius: 18px;
  background: #ffffff;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease;
  overflow: hidden;
}

/* ACCENT STRIP */
.benefit-card .accent {
  position: absolute;
  left: 0;
  top: 0;
  width: 6px;
  height: 100%;
  background: linear-gradient(180deg, var(--blue), var(--green));
}

/* HOVER */
.benefit-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 18px 48px rgba(31, 79, 216, 0.18);
}

/* TEXT */
.benefit-card h4 {
  font-size: 17px;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 8px;
}

.benefit-card p {
  font-size: 14.5px;
  color: #475569;
  line-height: 1.6;
  max-width: 420px;
}

/* RESPONSIVE */
@media (max-width: 900px) {
  .benefits-cards-grid {
    grid-template-columns: 1fr;
  }

  .benefits-cards-creative {
    padding: 50px 20px;
  }
}

/* ================= FOOTER (REFERENCE STYLE) ================= */

.footer {
  background:
    radial-gradient(
      circle at center top,
      rgba(255, 255, 255, 0.12),
      transparent 40%
    ),
    linear-gradient(
      135deg,
      rgb(31, 79, 216) 0%,
      rgb(27, 63, 174) 60%,
      rgb(20, 44, 122) 100%
    );
  color: #e5edff;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  max-width: 100%;
}

.footer-inner {
  max-width: 1200px;
  margin: auto;
  padding: 40px 20px 10px;
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 36px;
}

/* BRAND */
.footer-logo {
  display: inline-block;
}

.footer-desc {
  font-size: 14.5px;
  line-height: 1.6;
  color: #c7d6ff;
  max-width: 520px;
  margin-bottom: 12px;
}

/* TRUST */
.footer-trust {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  font-size: 13px;
  color: #a8c3ff;
}

.footer-trust span {
  background: rgba(255, 255, 255, 0.06);
  padding: 6px 10px;
  border-radius: 8px;
}

/* CONTACT */
.footer-contact h4 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 10px;
  color: #ffffff;
}

.footer-contact ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-contact li {
  display: grid;
  grid-template-columns: 70px 1fr;
  gap: 10px;
  font-size: 14.5px;
  margin-bottom: 12px;
  color: #e5edff;
}

.footer-contact strong {
  font-weight: 600;
  font-size: 18px;
  color: #c7d6ff;
}

.footer-contact a {
  color: #e5edff;
  font-size: 16px;
  text-decoration: none;
}

.footer-contact a:hover {
  color: #22c55e;
}

/* BOTTOM */
.footer-bottom {
  background: #081c38;
  text-align: center;
  padding: 10px 16px;
  font-size: 12.8px;
  color: #c7d6ff;
}

.pp-sec {
  padding: 16px 20px;
}
.pp-sec li {
  margin-bottom: 10px;
}
.pp-sec li a {
  color: #c7d6ff;
  font-size: 18px;
  /* text-decoration: none; */
}
.pp-sec li a:hover {
  color: var(--green);
}

/* MOBILE */
@media (max-width: 768px) {
  .footer-inner {
    grid-template-columns: 1fr;
    gap: 22px;
    padding: 22px 16px;
  }

  .footer-contact li {
    grid-template-columns: 1fr;
    gap: 4px;
  }
}

/* ================= RATES & CHARGES ================= */

.rates-section {
  padding: 60px 20px;
  background: #ededed63;
}

/* HEADER */
.section-header {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  margin-bottom: 8px;
}
.rates-section .subheading {
  font-size: 18px;
  text-align: center;
  margin-bottom: 38px;
}
.rates-section .section-header h4 {
  text-align: center;
  font-size: 22px;
}

@media (max-width : 720px){
  .rates-section .section-header h4 {
    font-size: 20px;
    margin-bottom: 8px;
  }
}

.section-header h2,.section-header h3 {
  font-size: 22px;
  font-weight: 800;
  color: #0f172a;
  text-align: center;
}

.section-header .line {
  width: 60px;
  height: 1px;
  background: linear-gradient(to right, var(--blue), var(--green));
}

/* GRID */
.rates-grid {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 26px 32px;
}

/* CARD */
.rate-card {
  display: flex;
  gap: 18px;
  align-items: center;
  padding: 22px 24px;
  background: linear-gradient(180deg, #f8fbff, #ffffff);
  border-radius: 14px;
  box-shadow: 0 8px 22px rgba(0, 0, 0, 0.06);
}

/* ICON */
.rate-icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: rgba(31, 79, 216, 0.1);
  color: var(--blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
}

/* TEXT */
.rate-card h4 {
  font-size: 15.5px;
  font-weight: 700;
  margin-bottom: 4px;
  color: #0f172a;
}

.rate-card p {
  font-size: 14px;
  color: #475569;
}

/* ================= PENALTY BOX ================= */

.penalty-box {
  max-width: 1200px;
  margin: auto;
  padding: 40px 36px;
  border-radius: 16px;
  background: #f7f5ff;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px 40px;
}

/* ITEM */
.penalty-item {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}

/* DOT */
.penalty-item .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--green);
  margin-top: 7px;
}

/* TEXT */
.penalty-item h5 {
  font-size: 14.5px;
  font-weight: 700;
  margin-bottom: 4px;
  color: #0f172a;
}

.penalty-item p {
  font-size: 14px;
  color: #475569;
}

/* RESPONSIVE */
@media (max-width: 768px) {
  .rates-grid,
  .penalty-box {
    grid-template-columns: 1fr;
  }

  .rates-grid {
    margin-bottom: 60px;
  }
}

.process-section {
  padding: 40px 20px;
  /* background: hsla(216, 51%, 87%, 0.283); */
  background: linear-gradient(180deg, #f4f7ff 0%, #eaf1ff 50%, #dde6ff 100%);
}

.process-section a {
  display: inline-flex;
  margin-top: 30px;
}

.process-container {
  max-width: 1200px;
  margin: auto;
  text-align: center;
}

.process-title {
  font-size: 28px;
  font-weight: 800;
  color: #0f172a;
  margin-bottom: 40px;
}

.process-subtitle {
  font-size: 14.5px;
  color: #64748b;
  margin: 6px 0 50px;
}

/* ================= STEPPER ================= */
.process-stepper {
  position: relative;
  display: flex;
  justify-content: space-between;
}

/* ================= DESKTOP LINE ================= */
.process-line {
  position: absolute;
  top: 22px;
  left: 0;
  right: 0;
  height: 4px;
  background: #e5e7eb;
  border-radius: 10px;
  overflow: hidden;
}

.process-progress {
  position: absolute;
  top: 0;
  left: 0;
  height: 100%;
  width: 180px;
  background: linear-gradient(
    90deg,
    rgba(31, 79, 216, 0),
    #1f4fd8,
    #4caf50,
    rgba(76, 175, 80, 0)
  );
  transition: transform 0.6s ease;
}

/* ================= STEP ================= */
.process-step {
  width: 16.66%;
  position: relative;
  z-index: 1;
}

.process-step-circle {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: #ffffff;
  border: 2px solid #cbd5f5;
  color: #64748b;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: auto;
  transition: all 0.3s ease;
}

.process-step.active .process-step-circle {
  border-color: #1f4fd8;
  color: #1f4fd8;
  box-shadow: 0 0 0 6px rgba(31, 79, 216, 0.12);
}

.process-step p {
  margin-top: 12px;
  font-size: 13.5px;
  font-weight: 600;
  color: #0f172a;
  line-height: 1.4;
}

/* ================= MOBILE ================= */
.process-mobile-rail {
  display: none;
}

@media (max-width: 900px) {
  .process-step-circle {
    width: 60px;
    height: 60px;
  }

  .process-stepper {
    flex-direction: column;
    align-items: flex-start;
    margin-left: 100px;
  }

  .process-mobile-rail {
    display: block;
    position: absolute;
    left: 28px;
    top: 60px;
    bottom: 26px;
    width: 4px;
    background: #e5e7eb;
    border-radius: 10px;
    overflow: hidden;
  }

  .process-mobile-progress {
    position: absolute;
    left: 0;
    top: 0;
    width: 100%;
    height: 60px;
    background: linear-gradient(
      180deg,
      rgba(31, 79, 216, 0),
      #1f4fd8,
      #4caf50,
      rgba(76, 175, 80, 0)
    );
    transition: transform 0.6s ease;
  }

  .process-step {
    width: 100%;
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 18px 0;
    text-align: left;
  }

  .process-step-circle {
    margin: 0;
    flex-shrink: 0;
  }

  .process-step p {
    margin: 0;
    font-size: 20px;
  }

  .process-line {
    display: none;
  }

  .process-subtitle {
    margin-bottom: 30px;
  }
}

/* call and whatsapp button */
.floating-actions {
  position: fixed;
  right: 20px;
  bottom: 20px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  z-index: 9999;
}

.fab {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
  text-decoration: none;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.25);
  transition:
    transform 0.25s ease,
    box-shadow 0.25s ease;
}

.fab svg {
  width: 26px;
  height: 26px;
}

.fab:hover {
  transform: translateY(-3px);
  box-shadow: 0 14px 32px rgba(0, 0, 0, 0.3);
}

/* Call */
.fab-call {
  /* background: linear-gradient(135deg, #1f4fd8, #4caf50); */
  background-color: #2f6bdc;
}

/* WhatsApp */
.fab-whatsapp {
  background: #25d366;
}

/* steps section */
.steps-sec {
  max-width: 420px;
  margin: auto;
  padding: 32px 16px;
  font-family:
    system-ui,
    -apple-system,
    sans-serif;
}

.steps-sec .section-header {
  margin-bottom: 120px;
}

/*.steps-sec h2 {
  font-size: 22px;
  margin-bottom: 50px;
}*/

.steps-sec p {
  font-size: 14px;
  color: #666;
  margin-bottom: 24px;
}

/* Timeline wrapper */
.timeline-wrapper {
  position: relative;
  height: 760px;
  margin-top: 60px;
}

/* SVG curve */
.curve-svg {
  position: absolute;
  /* inset: 0; */
  left: 20px;
  width: 100%;
  height: 100%;
  pointer-events: none;
}

/* Step base */
.step {
  position: absolute;
  display: flex;
  align-items: center;
  gap: 14px;
  max-width: 260px;
}

.step.right {
  flex-direction: row-reverse;
  text-align: right;
}

/* Icon */
.icon {
  width: 70px;
  height: 70px;
  background: #eaf4ff;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-size: 22px;
  position: relative;
  flex-shrink: 0;
}

/* Number badge */
.num {
  position: absolute;
  top: -6px;
  right: -6px;
  width: 30px;
  height: 30px;
  background: #2f6bdc;
  color: #fff;
  font-size: 12px;
  border-radius: 50%;
  display: grid;
  place-items: center;
}

/* Text */
.text {
  font-size: 16px;
  font-weight: 600;
  text-align: center;
}

.text small {
  display: block;
  font-size: 12px;
  font-weight: 400;
  color: #666;
  margin-top: 4px;
  line-height: 1.4;
}

/* Step positions (aligned to curve bends) */
.step-1 {
  top: -65px;
  right: 58px;
}

.step-2 {
  top: 62px;
  right: 120px;
}

.step-3 {
  top: 230px;
  left: 130px;
}

.step-4 {
  top: 390px;
  right: 80px;
}

.step-5 {
  top: 550px;
  left: 80px;
}

.step-6 {
  top: 680px;
  right: 55px;
}

/* Mobile safety */
@media (max-width: 360px) {
  .icon {
    width: 60px;
    height: 60px;
  }

  .text {
    font-size: 15px;
  }
}
@media (max-width: 890px) {
  .steps-sec {
    display: none;
  }
}

/* Desktop */
.process-section {
  display: block;
}

.steps-sec {
  display: none;
}
@media (max-width: 900px) {
  .process-section {
    display: none;
  }

  .steps-sec {
    display: block;
  }
}
.stat {
  border: 2px solid rgb(158, 158, 158);
  padding: 22px;
  border-radius: 16px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
}
@media (max-width: 720px) {
  .stat {
    padding: 15px;
  }
  .section-header h3 {
    font-size: 20px;
    margin-bottom: 8px;
  }
}

/* pp page */
.privacy-policy-section {
  padding: 40px 20px;
  background: linear-gradient(180deg, #f9fbff, #ffffff);
}

.privacy-policy-container {
  max-width: 960px;
  margin: auto;
}

/* CARD */
.policy-card {
  background: #ffffff;
  border-radius: 18px;
  padding: 48px 44px;
  box-shadow: 0 25px 60px rgba(0, 0, 0, 0.06);
}

/* TITLE */
.policy-card h1 {
  font-size: 34px;
  font-weight: 800;
  margin-bottom: 40px;
  color: #0f172a;
}

/* BLOCK */
.policy-block {
  padding-left: 18px;
  border-left: 3px solid #e5edff;
  margin-bottom: 34px;
}

.policy-block:last-child {
  margin-bottom: 0;
}

.policy-block h2 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 10px;
  color: #0f172a;
}

.policy-block p {
  font-size: 15px;
  color: #334155;
  line-height: 1.7;
  margin-bottom: 10px;
}

.policy-block ul {
  margin-left: 20px;
  margin-top: 8px;
}

.policy-block li {
  font-size: 15px;
  color: #334155;
  margin-bottom: 6px;
}

/* MOBILE */
@media (max-width: 600px) {
  .policy-card {
    padding: 34px 22px;
  }

  .policy-card h1 {
    font-size: 28px;
  }

  .policy-block {
    padding-left: 14px;
  }
}

@media (max-width: 420px) {
  .radio-group {
    flex-wrap: wrap;
  }
  .curve-svg {
    left: 2px;
    top: -25px;
  }
}

/* mobile sticky cta */
.mobile-sticky-cta {
  display: none;
}

/* ===== MOBILE STICKY CTA ===== */
@media (max-width: 768px) {
  .mobile-sticky-cta {
    position: fixed;
    bottom: 16px;
    left: 50%;
    transform: translateX(-50%);
    z-index: 9999;

    width: calc(100% - 32px);
    max-width: 420px;

    padding: 16px 20px;
    text-align: center;
    text-decoration: none;

    /* 🔥 Conversion-friendly gradient */
    background: linear-gradient(135deg, #1dbf73, #0b7a4b);
    color: #ffffff;

    font-size: 16px;
    font-weight: 700;
    letter-spacing: 0.2px;

    border-radius: 14px;
    box-shadow: 0 12px 30px rgba(29, 191, 115, 0.35);

    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    cursor: pointer;

    transition:
      transform 0.25s ease,
      box-shadow 0.25s ease;
  }

  .mobile-sticky-cta:active {
    transform: translateX(-50%) scale(0.98);
  }
}

/* ===== Arrow Animation ===== */
.cta-arrow {
  display: inline-block;
  font-weight: 900;
  animation: arrowMove 1.4s infinite ease-in-out;
}

@keyframes arrowMove {
  0% {
    transform: translateX(0);
    opacity: 0.4;
  }
  50% {
    transform: translateX(6px);
    opacity: 1;
  }
  100% {
    transform: translateX(0);
    opacity: 0.4;
  }
}

/* Small devices */
@media (max-width: 360px) {
  .mobile-sticky-cta {
    font-size: 15px;
    padding: 14px 16px;
  }
}

@media (max-width: 380px) {
  .logo-container p {
    font-size: 8px;
  }
  .call-cta {
    width: 135px;
  }
  .call-cta a {
    font-size: 12px;
  }
}

/*form loader*/
.form-btn {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
}

.form-btn .loader {
  width: 18px;
  height: 18px;
  border: 2px solid #fff;
  border-top: 2px solid transparent;
  border-radius: 50%;
  animation: spin 0.8s linear infinite;
  display: none;
}

.form-btn.loading .loader {
  display: inline-block;
}

.form-btn.loading .btn-text {
  display: none;
}

.form-btn.loading {
  opacity: 0.7;
  pointer-events: none;
}

@keyframes spin {
  to {
    transform: rotate(360deg);
  }
}

/* why-us */
@media (max-width: 380px) {
  .why-us {
    padding: 40px 16px;
  }
  .feature-card {
    padding: 12px;
  }
  .why-us-features {
    gap: 15px;
  }
  .feature-card h4 {
    font-size: 14px;
  }
}

@media (max-width: 720px) {
  .section-header span {
    display: none;
  }
  .rates-section .section-header h2 {
    font-size: 22px;
    margin-bottom: 8px;
  }
  .benefits-cards-container .section-header h4 {
    font-size: 20px;
  }
  .section-header {
    margin-bottom: 0;
  }
}

.disclaimer {
  max-width: 900px;
  padding: 0px 20px 30px;
  margin: auto;
  text-align: center;
  font-size: 15px;
}

/* sticky whatsapp button */
.whatsapp-float {
  position: fixed;
  right: 18px;
  bottom: 18px;
  width: 60px;
  height: 60px;
  background: #25d366;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.25);
  z-index: 9999;
  transition:
    transform 0.25s ease,
    box-shadow 0.25s ease;
}

.whatsapp-float:hover {
  transform: scale(1.08);
  box-shadow: 0 14px 32px rgba(0, 0, 0, 0.3);
}

/* Mobile safe spacing */
@media (max-width: 480px) {
  .whatsapp-float {
    right: 14px;
    bottom: 90px;
  }
}